DislikedI've had my own businesses (one to start...more later), since I was 23....read: Self Employed. As such, I've pretty much always had to make my own pension contributions. Look at how much I made each year...calculate maximum allowable pension contribution...pay it into a fund. I have three separate ones. They are still worth less today than the total contributions I paid in! 2008 was a bitch! Nearly back to even now. I'm not bothered by the performance...I will make my own retirement fund through all of this. Main reason I contributed was to reduce...Ignored
I don't have a pension fund at all, and I doubt I'll see anything of what I paid when I was employed.