DislikedNav,
Wrong! It is again rewarding failure by keeping the interest low. When you cannot afford, don't buy but the system is telling you to buy buy buy and when no money, the government will help. Sooner or later too much failure pile up then the system fails. Like AMS always says toilet paper.
The 2008 recession was actually too quick to recover hence nobody feels much pain. Look at the teens or working adult below 35 in the world today, none of them ever been through hardship. Only thing in their mind is PS3, starbucks with no worries at all.
Let...Ignored
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I don't want a job, i want money!