Funding Your Trading Account

How do most of you fund your accounts? Do you put the entire trading budget in your trading account? Or do you put a certain amount in the trading account, but trade as though the full amount is in the account?

So for example:

100,000USD - budget for trading

put 25,000USD in trading account
put 75,000USD in the bank for example @ 3.3%

however trade as though you have the full 100,000USD in your trading account.

so using the 2% MM idea use 100,000USD X .02 = 1,000USD maximum risk for each trade.

if you have a draw down on the account, then you can move the next 25,000USD after you evaluate why you had the draw down and determine if any adjustments/refinements can be made.

Anyone doing anything like this, or have other ideas?

Yes if you got 100 k risk capital it makes sense to place it where you can earn interest.
The idea is not to loose more than 1 % of your risk capital but you must be comfort with a loss, so if 1000 usd per trade sound to much for you you should trade with smaller amounts.
I would also suggest that ones your capital at the broker is lower by 30 % from your initial amount,you should send new funds ,so you wont have the full impact ,of the psychological disadvantage of trying to make up your losses fast .