I am now starting to save for retirement (I know I'm a late bloomer) I use TD Ameritrade and a Traditional IRA to buy S&P ETFs like SPY and VOO and any emerging technology like A.I., Solar, Autonomous Vehicles, BEVs like "TSLA", "AAPL", "EFLVF", "NVDA", AMY.V

I trade the FX markets to try and beat the S&P returns and build funds to then invest in my IRA.

I trade using the 50sma on the daily charts and only trade the pairs/direction that accumulates interest in my favor. If long, I buy below the 50SMA and if above the 50sma I draw a fib and buy on 50% retracements back to the top line. I make my trades on 4hr candles. I use Oanda since FXCM had too many "phantom" trades and they are now kicked out of the USA market LOL!