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Credit Conditions Survey - 2019 Q2
Lenders reported that the availability of secured credit to households had decreased slightly in the three months to end-May 2019 (Q2) but was expected to increase over the next three months to end-August 2019 (Q3). The availability of unsecured credit to households was reported to have decreased slightly in Q2 and was expected to remain unchanged in Q3 (Chart 1). Credit scoring criteria for total unsecured loan applications were reported to have tightened in Q2, although the proportion of applications approved increased slightly. Total unsecured loan approvals were expected to decrease in Q3. The overall ... (full story)