Retired Christian missionaries Frank and Betty Lusk had no intention of buying another timeshare while on a Caribbean cruise last year. But by the time the trip was over, a charming Diamond Resorts salesman had persuaded them to buy a $150,000 timeshare with $19,000 in annual fees. They borrowed against their Phoenix-area retirement home to pay for it, the Lusks said. "They called it a dream holiday. Actually, it was a nightmare," said Frank, 89, who was a music professor. "It was the dumbest thing we ever did." Desperate for a way out, they agreed to an exit company's hefty fees to try to negotiate an end to ... (full story)