Good afternoon. It's a pleasure to be here today and I would like to thank the Australian Securitisation Forum for their invitation. Today, I will talk about the Securitisation Dataset, which has detailed data on mortgages underlying securitisations. We have gained a lot of insights from these data and I want to share these with you. We have found these data particularly useful in three areas: to assess risks on the Reserve Bank's balance sheet; to assess trends in the characteristics and quality of housing lending; and to assess the competitive environment in the mortgage market. But first, let me tell you why we ... (full story)