After splurging $4.6 million on handbags and designer goods over 11 months thanks to a Westpac banking error, Christine Jia Xin Lee had a simple explanation. The 21-year-old student received a phone call on April 8 last year from Westpac's senior manager of group investigations, Matt Tregoning, who had frozen her account upon realising she had accidentally been given an unlimited overdraft. The call, contained in an affidavit obtained by Fairfax Media, offers the first glimpse of Ms Lee's version of the extraordinary events. Asked why she had overdrawn her account by $4.6 million, she said she thought her wealthy ... (full story)