A majority of consumers spent less on their Christmas shopping this year than they did in 2011, according to a survey by the consumers' association Which? Nearly half used credit cards, overdrafts and other borrowing to help fund their purchases, the survey of 2,100 people across the UK suggests. Nine out of 10 agreed that they felt under pressure to spend too much during the festive season. Just under half - 46% - used some form of debt to help them meet their bills. Nearly a quarter claimed they would not otherwise have been able to afford their Christmas shopping. Credit cards were the most popular form of ... (full story)