UBS's $1.5 billion settlement for manipulating interbank lending rates is the fourth separate regulatory finding against the Swiss group in as many years - underlining the failure of bank executives to reform the corporate culture. Settlement documents released on Wednesday described myriad failings, some starting in 2005 but others continuing to late 2010 - nearly two years after the bank was found in breach of regulations in the UK and US. In January 2009, the bank paid $780 million to US authorities after admitting helping US citizens evade paying taxes. Ten months later, it settled with UK authorities over lax ... (full story)