So if you believe, as I do, that demo accounts do more harm than good, the next logical step is to suggest the mini account right? I mean, the mini account has skin in the game so it has to be the answer. I don’t think so and have written a few common conversations to uncover those hidden traits that can really harm you. Conversation #1: A common conversation between couples “Honey, can you pick up a gallon of milk on your way home?” “Sure, I’ll pick it up next door when I leave.” “No, don’t do that. They are too expensive. Just grab it at the gas station instead.” < Later that night > “Hi Honey, I’m home.” “Hi, ... (full story)