Good morning. I appreciate this opportunity to meet with you today. I am pleased to see that my parents are in the audience. I credit my parents with a lot, especially with promoting a strong work ethic in our family that taught us the fundamentals of a market economy. From a tender age, my brother and I had a series of unusual jobs. For example, Kenneth gave French horn lessons. He was about 13 years old at the time, so our parents would not permit him to charge more than $1.25 per hour. Kenneth had four students. My mother permitted him to use the living room for lessons, as long as his students took off their ... (full story)