I would like to thank the New Jersey Bankers Association for the invitation to share my thoughts with you today.1 While I welcome the opportunity to share my thoughts about monetary policy, the economy, and the path of regulatory reform, I find it even more valuable to hear your views on local banking and economic conditions in the communities you serve, and your perspectives on trends in bank regulation and supervision. These conversations provide valuable insights to inform my work at the Federal Reserve—both for my understanding of the economy and the banking environment. Before discussing bank regulation, I would ... (full story)