Good afternoon. It’s a great pleasure to be back in Toronto for my final speech of the year. I want to thank the Canadian Club Toronto for the invitation and all of you for joining me today. I look forward to our discussion and to hearing from as many of you as possible. As the year ends, I can’t help but reflect on the year that was and think about the year ahead. We’ve come a long way toward restoring price stability. This was our second year of monetary policy tightening, and that work is paying off. The economy is no longer overheated, and that is relieving inflationary pressures. Inflation has come down from ... (full story)