The Federal Reserve shouldn’t be thinking about additional interest-rate increases with so many US small businesses struggling to cope with its tightening to date, Philadelphia Fed President Patrick Harker said. “Small firms are really struggling with access to capital,” Harker said Monday while answering questions after a speech at a virtual event. “Some of the bankers I’ve talked to are concerned that their business plans just aren’t going to be able to make it at the higher rates. I heard that warning a lot over the summer,” he said. “This is why we should hold rates steady, we should not at this point be thinking ... (full story)