Good afternoon, everyone. I appreciate that you’re all giving up part of the end of your workday for us to be together, if only virtually. My thanks to my good friend, Rick Mroz, for that welcome and introduction. I do believe we’re going to have a productive session. But just so you all know, as much as I enjoy speaking and providing my outlook, I enjoy a good conversation even more. So, first, let’s take a few minutes so I can give you my perspective on where we are headed, and then I will be more than happy to take questions and hear what’s on your minds. But before we get into any of that, I must begin with the ... (full story)