Lenders reported that the availability of secured credit to households decreased in the three months to end-August 2023 (Q3). It was expected to decrease slightly over the next three months to end-November 2023 (Q4) (Chart 1). Lenders reported that the availability of unsecured credit to households decreased in Q3 and was expected to be unchanged in Q4 (Chart 2). Lenders reported that the overall availability of credit to the corporate sector was unchanged in Q3. Small business availability slightly increased while availability of credit to medium and large businesses remained unchanged in Q3. Overall availability ... (full story)