I think it may be a wise thing to check your BANKS safety rating... I would change banks if the safety rating is less then a B-... Banks as we all know are in a huge jam... I think the banks only need about 1 1/2 reserves so for every 100$ they need 1.50$.. FDIC is a joke and if you think your safe dream on!! I see zero guarantee another then the tax payers flipping the bill... The United States is terrible at money management...
Check Mate GAME OVER