(Updates with Q&A) WASHINGTON (Thomson Financial) - As much as they might wish to, neither the Federal Reserve, other regulators nor companies in the financial sector can wait for markets to improve before they begin implementing serious reforms, Fed Chairman Ben Bernanke said today. 'We do not have the luxury of waiting for markets to stabilize before we think about the future,' he said, contrasting a list of immediate financial industry and government changes with the long-term regulatory reform blueprint recently released by the Treasury. Putting in place now the necessary reforms that have already been ... (full story)