Stashing cash in a savings account has yielded nearly nothing, aside from peace of mind, and that's not going to change much now. On the heels of the Federal Reserve's widely expected quarter-point increase in its target funds rate Wednesday, Wells Fargo announced it would increase its prime rate — the rate at which individual banks lend to their most creditworthy customers — to 3.5 percent effective Thursday. Other banks followed suit, including U.S. Bancorp, JPMorgan Chase, M&T and PNC. As of yet, the deposit rate, which is the interest rate banks pay to its account holders, will remain unchanged. "This is typical ... (full story)