Good morning and thank you to the Australian Financial Review for inviting me to speak here today. Your conference comes at an opportune time, since there are plenty of things to talk about. Global financial markets are still in the grip of a pervasive search for yield. Major regulatory reform proposals are still being designed and implemented at the global level. Meanwhile, technological change is continuing to offer new opportunities for businesses to serve customers and disrupting established ways of doing things. And, not least, the Financial System Inquiry released its Final Report late last year. You have a ... (full story)