There are countless ways to achieve capital appreciation in the foreign exchange market. Equivocally, there is foreign exchange risk in every portfolio. Consider a personal net worth of $400K. In countries like the United States, Canada, Australia and New Zealand, it is common for the average person to hold their entire portfolio in one currency, largely due to lack of access to foreign exchange instruments and reasonable exchange rates on cash transactions in our retail banks. While in European and Asian regions, multi currency accounts are easily accessible allowing a $20K account the choice of ten currencies and ... (full story)