Demand for six kinds of credit tells a story of a recession of haves and have-nots, says Centrix boss Keith McLaughlin. Centrix is a credit reporting company that tracks the state of individuals’ finances, compiling credit reports based on data passed to it by banks, power companies, and other lenders. It has released figures showing rising arrears, with 12 in every 100 “credit active” individuals behind on at least one of their credit contracts, which includes power bills. But as the high-inflation recession bites, Centrix has also been tracking demand for six kinds of credit, and each tells a story of households’ ... (full story)