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BOE Credit Conditions Survey - 2024 Q4
Lenders reported that the availability of secured credit to households increased in the three months to end-November 2024 (Q4) and was also expected to increase over the next three months to end-February 2025 (Q1) (Chart 1). Lenders reported that the availability of unsecured credit to households increased in Q4 and was expected to increase slightly in Q1 (Chart 2). Lenders reported that the overall availability of credit to the corporate sector slightly increased in Q4. Availability for small and medium-sized businesses increased in Q4, while large businesses availability was unchanged in Q4 (Chart 3). Overall ... (full story)